Expat Insurance FAQ

Expat Insurance provides coverage for individuals living or working abroad for an extended period. It typically includes health, life, and travel insurance components to ensure comprehensive protection while you’re away from your home country.

Expat Insurance is essential because it ensures you have access to quality healthcare and other critical services while living abroad. It also provides peace of mind, knowing you are covered in case of emergencies.

Expat Insurance generally covers:

• Health Insurance: Medical expenses, hospitalization, and routine check-ups.
• Life Insurance: Financial protection for your loved ones in case of your untimely demise.
• Emergency Evacuation: Costs associated with emergency medical evacuation to your home country or the nearest medical facility.
• Repatriation of Remains: Costs for the return of remains in case of death abroad.

Consider the following when choosing an Expat Insurance plan:

• Coverage Needs: Assess your health, life, and travel coverage needs.
• Destination: Consider the healthcare system and costs in your destination country.
• Duration: Determine the length of your stay abroad.
• Budget: Choose a plan that fits your budget while offering adequate coverage.
• Exclusions: Be aware of any exclusions or limitations in the policy.

Yes, some insurers allow you to purchase travel insurance after you’ve started your trip, but coverage options may be limited. It’s best to buy insurance before your trip for comprehensive coverage.

To file a claim:

1. Contact Your Insurer: Notify your insurance company about the incident.
2. Complete Claim Forms: Fill out the necessary claim forms provided by your insurer.
3. Submit Documentation: Provide all required documents, such as medical reports, receipts, and travel itineraries.
4. Follow Up: Keep in touch with your insurer for updates on your claim status.

For more information, visit our website at www.mwiallc.com or contact our customer service team via phone or email provided on our website. We’re here to help you navigate your insurance needs with ease!